Click here to start your DEBT RECOVERY claim

Click here to make your PERSONAL

INJURY claim today

Home ABOUT US EXPERTISE ONLINE SERVICES OUR PEOPLE NEWS & EVENTS CAREERS LINKS CONTACT US

Get in touch:

Open 8am to 8pm 7 days a week

0800 012 15 15

Do you want your mortgage paid for a year? Enter our

Prize Draw!

Unit 15, 1 Bath Street, Ipswich, Suffolk, IP2 8SD

Website Design and SEO by Micro-Net.co.uk - W3C Compliant HTML

Ross Coates Solicitors serve clients nationally and throughout East Anglia, and in the following locations:

Solicitors for Aldeburgh, Solicitors for Attleborough, Solicitors for Aylsham, Solicitors for Baldock, Solicitors for Burwell, Solicitors for Bury St Edmunds, Solicitors for Cambridge, Solicitors for Cromer, Solicitors for Diss, Solicitors for Downham Market, Solicitors for Ely, Solicitors for Eye, Solicitors for Fakenham, Solicitors for Framlingham, Solicitors for Great Yarmouth, Solicitors for Halesworth, Solicitors for Harleston, Solicitors for Holt, Solicitors for Ipswich, Solicitors for King's Lynn, Solicitors for Lowestoft, Solicitors for Mildenhall, Solicitors for Newmarket, Solicitors for North Walsham, Solicitors for Norwich, Solicitors for Royston, Solicitors for Saxmundham, Solicitors for Sheringham, Solicitors for Thetford, Solicitors for Tiptree, Solicitors for Wells, Solicitors for Wisbech, Solicitors for Woodbridge, Solicitors for Wymondham

Our Expertise

Re-mortgaging

(Solicitors for Ipswich, Suffolk and East Anglia)

Re-mortgaging or re-financing a property is one of the many conveyancing services that Ross Coates Solicitors can offer you.

Leasehold flats or freehold houses are often and in some cases, frequently re-mortgaged by their owners for a variety of reasons such as raising some additional finance for whatever reason or alternatively perhaps switching to a more competitive interest rate. Many homeowners, when reminded to by their financial advisers, will more often than not re-mortgage their properties once every 2 years when, for example, a fixed interest rate term comes to an end. Fixed interest rate terms are most frequently for a period of 2 years although can be fixed for 3, 5 or even 10 year terms.

Re-mortgage transactions are usually completed extremely quickly as title deeds are downloaded electronically from Land Registry direct (the Land Registry™s website) and clients new mortgage offers can be received also in a similar fashion. Most lenders accept search indemnity insurance which is arranged on an email or a telephone call and this therefore obviates the necessity of having to wait approximately 10 working days for the search results.

It should be noted that mortgagees (lenders such as banks and building societies) will often offer new customers incentives to re-mortgage with them such as a contribution to legal fees or even payment of all legal fees and disbursements and in this situation it may effectively cost a client nothing to re-mortgage and this added to a better rate of interest can make re-mortgaging a very attractive proposition.

Click here to see our Guide to Re-Mortgaging

Back to list of services

For a great deal on mortgages speak to Keystone IMC Ltd who offer Independent Mortgage Advice

Get your FREE CONVEYANCING

quote here